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Dentist reviewing a patient's X-ray during an insurance benefits consultation at Centre Dental NYC

Insurance

Dental Insurance & Financing NYC | Centre Dental

We accept most major PPO plans and offer CareCredit financing so cost never blocks the right plan.

How It Works

Non-Participating PPO Provider

Centre Dental is not in-network with any insurance company, and that is by design. We spend the time each patient needs without insurance-dictated treatment plans or rushed appointments.

Your PPO plan still covers out-of-network care. We file the paperwork. You focus on your care.

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We verify your benefits before your visit — no surprises

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Treatment happens — same-day when possible

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We bill your insurance directly — you pay only your portion

Plans We Work With

Major PPO Dental Plans

Also Accepted

We also work with PPO plans from these carriers and submit claims on your behalf:

UnitedHealthcareGuardianHumanaEmpire BlueCross BlueShieldPrincipalAmeritas

Don't see your plan? Call (212) 925-7066 and we will check your benefits at no cost.

The Same-Day Advantage

Fewer Visits. Fewer Claims.

Traditional dental work often requires multiple appointments: one for impressions, one for the temporary, one for the final restoration. Each visit means another day off work, another claim, another copay.

Same-day technology consolidates your care and simplifies your insurance:

Centre Dental NYC treatment room equipped for same-day crowns and implant care
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CEREC Same-Day Crowns

One claim, not two visits. Your permanent crown is designed, milled, and placed in a single appointment.

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Same-Day Implant Placement

Fewer claims, faster recovery. Extraction and implant in the same visit when clinically appropriate.

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Less Time Off Work

Fewer appointments means fewer days out of the office and fewer claims to track.

No Insurance?

Two Paths Forward

Membership Plan

An annual fee covers two cleanings, two exams, necessary X-rays, and one emergency visit per year. Members receive 15–20% off all other procedures. No deductibles. No annual maximums. No claims.

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Financing

Flexible payment plans from 12 to 60 months through third-party financing. Quick approval during your consultation. Combine with the membership plan for the lowest rates.

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Centre Dental never shares your insurance or health information beyond what is required for claims processing. Your information is protected under HIPAA.

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Verify Your Benefits

Our team will contact your insurance company, verify your coverage, and provide a clear estimate of your out-of-pocket cost — before you set foot in the office. No obligation.